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Couple looking for medical insurance open enrollment — If you are shopping for health insurance, one of the most important periods to understand is open enrollment—the designated time each year when individuals and families can enroll in or make changes to their health coverage. Missing this window could mean waiting another year unless you qualify for a special […]

When Is Medical Insurance Open Enrollment?

July 29, 2025 in Health tagged group plans / health insurance basics / oep / SEP by Vohny Figueroa

A family walks on a beach at sunset.. — Navigating the complexities of health insurance can be challenging. Special Enrollment Periods (SEPs) provide crucial opportunities to secure a health insurance plan outside the standard Open Enrollment Period. Understanding how SEPs work—and what qualifies you for one—can make the difference between being covered or uninsured during a critical time. What […]

Health Insurance Plan: Special Enrollment Periods

May 27, 2025 in Health tagged health insurance basics / SEP / special enrollment periods by Joey Hinojosa

Man confused my health plan open enrollment — Open enrollment is a designated period each year when individuals can enroll in, modify, or cancel their health insurance plans. This timeframe is crucial for securing or adjusting coverage for the upcoming year. Understanding the specifics of open enrollment is essential for making informed health insurance decisions. Purpose of Open […]

What Is Open Enrollment For A Health Plan?

December 10, 2024 in Health tagged oep / open enrollment period / SEP / special enrollment periods by Vohny Figueroa

A happy family enjoying a picnic knowing they are protected by aca health insurance. — Did you know that millions of Americans gain access to affordable health coverage every year thanks to the Affordable Care Act (ACA)? If you want to understand ACA health insurance and how it can benefit you, look no further than your friends at Empower Brokerage. The Affordable Care Act (ACA) […]

Understanding ACA Health Insurance

July 23, 2024 in Health tagged aca / health insurance basics / SEP / understanding aca/obamacare by Jose Lerma

The ongoing Texas-based FEMA SEP has been extended through July 31. The SEP is due to the brutal winter storms from February 2021. — Due to the extent of the record-breaking storms that devastated much of Texas this past February, the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) has approved an extension of the ongoing Medicare Special Enrollment Period (SEP) through July 31, 2021. The Texas-based FEMA SEP is applicable in […]

Texas-Based FEMA SEP Extended Through July

May 18, 2021 in Medicare tagged insurance and government / long term medical plans / SEP / short term medical plans by Macee Hall

14 million eligible for Medicaid — 14 million workers hit by the COVID-19 virus are eligible for subsidized healthcare from the marketplace or Medicaid, regardless of if they are planning to accept unemployment compensation. This is according to a report released by the Urban Institute, whose findings help us identify those in vulnerable job industries such as […]

14 million eligible for Medicaid or Marketplace insurance During COVID

May 11, 2020 in Health tagged aca / CHIP / covid-19 / medicaid / SEP by Jadon Sennet

Reopening Healthcare.gov Rejected After considering reopening the Healthcare.gov markets for several weeks, Fox News reports the Trump administration has rejected reopening Healthcare.gov amid coronavirus outbreak. Reopening the Obamacare marketplace would have enabled millions of workers – and people who chose not to buy during the enrollment period – to purchase […]

Reopening Healthcare.gov Rejected

April 13, 2020 in Health tagged aca / covid-19 / insurance and government / SEP by Jenny McCann

Medicare plans receive star ratings each year on a scale from one to five. These star plans are ranked using survey information from Medicare plans, plan members, and providers. A ranking of one star reflects a poor plan, while a plan with five stars reflects an excellent plan. Categories Covered […]

Why You Should Talk to Your Agent About Five Star ...

December 13, 2019 in Health tagged health insurance basics / provider tips / SEP by Jadon Sennet

Photo by Steve Johnson on Unsplash — You might be happy with your insurance, but that doesn’t mean you shouldn’t keep track of it. Health plans can change drastically and sometimes your plan can be canceled without you knowing. Is that even legal? Well in certain cases it is and it’s important to know when & why […]

Cancellation Of Your Insurance: Are You Left Without a Paddle?

June 10, 2019 in Health tagged insurance and finances / insurance industry changes / SEP / special enrollment periods by Jadon Sennet

David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?

October 25, 2017 in Health tagged COBRA / health insurance basics / healthcare providers / insurance and government / SEP by ahektner@empowerbrokerage.com