insurance industry changes



New Executive Credentials for Across State Sales Not long ago, President Trump released a statement which should have all insurance sellers at the edge of their seats. “I’ll probably be signing a very major executive order where people can go out across state lines, do lots of things, and buy […]

President Trump’s Executive Order Permitting Health Insurance Sales Across State ...


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Every year, there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, our in-house ACA expert, explains some of the potential changes in the […]

Changes to Expect for the Upcoming ACA Plan Year 2018



Aetna Leaving the Marketplace Health insurance giant Aetna said Wednesday that it will not be participating in any Obamacare exchanges in 2018. T.J. Crawford, Aetna spokesman, says that their products on the individual market “lost nearly $700 million between 2014 and 2016.” He projects the company to “lose more than $200 million in […]

Aetna and Humana Exiting the Obamacare Exchanges


In-House Financing 1
Don’t you think in-house financing is a much better option to finance patients? However, it is not something most dentists offer. It requires accounting, bookkeeping, etc, which creates more work for the provider. So though it is rarely offered, in-house financing is great for patients, especially when paired with a […]

In-House Financing Plus an Indemnity Dental Plan Equals Great Coverage


Short-term medical has undergone several changes this year. It used to be available for extended periods of time with the option of renewal every year. However, a new law, which went into effect April 1, 2017, restricted short-term medical plans to three-month coverage periods. In addition to the three-month period, the […]

Short-Term Medical Changes in 2017



Discount Dental Plan A discount dental plan is how it sounds; you get discounts off preventative services like cleanings and checkups, as well as basic services, such as fillings and extractions. Additionally, a discount dental plan reduce the cost for major services like surgeries, deep cleanings, caps, crowns, dentures, etc. Though […]

4 Types of Dental Plans: the Discount Dental Plan


Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans


High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools



Photo for thumbnail talking about short-term medical.
What are Short-Term Medical Plans? Short-term medical plans are nothing new. They’ve been around for decades, helping provide coverage when people are between jobs or recently graduated. As the name suggests, short-term plans bridge coverage gaps for a limited time, usually six months or less. However, since the enactment of […]

Short-Term Medical Plan May Soar Under Trump’s Healthcare Initiatives