health insurance basics

ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...

 in Health  tagged aca / health insurance basics / health insurance carriers / insurance and government / understanding aca/obamacare by
David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?

 in Health  tagged COBRA / health insurance basics / healthcare providers / insurance and government / SEP by
Insurance is confusing whether it’s the jargon that comes with it, understanding coverage, or the different types of plans offered. Because of how confusing insurance can be, many people are reluctant to buy it, fearing they’ll make the wrong choice. These types of problems can be less difficult when using a […]

Four Important Questions to Ask Your Health Insurance Agent

 in Health  tagged health insurance basics / insurance subsidies / insurance trends by
Simply put, insurance covers against the catastrophic – something that would basically devastate you financially. For example, back in 1997, I ended up with pneumonia; it turned into something extremely bad, and I spent ten days in intensive care. I spent about twenty-eight days in the hospital in total. All said and done the bill charged to the insurance company […]

Why Buy an ACA Health Plan Instead of Self-Insuring One’s Own Medical ...

 in Health  tagged aca / health insurance basics / insurance and finances / medical debt / understanding aca/obamacare by
It’s important to have someone on the inside of your corner. Today’s episode we’re going to decipher some insurance jargon. This episode can help someone looking for health insurance make a smarter decision when they are shopping. Dave is going to cover the three most commonly used terms today in […]

Dave’s Corner: What Is a Deductible, Co-Payment, and Co-Insurance?

 in Health  tagged health insurance basics / healthcare providers / insurance and finances / provider tips by