health insurance basics

A young woman looks curiously at her laptop screen.
With a plethora of public and private coverage options, constant federal reform underway, and a large number of confusing concepts to parse through, insurance is a tricky topic no matter which way you slice it. Health insurance premiums are one of the things most Americans are consistently curious about. In […]

7 Frequently Asked Questions About Health Insurance Premiums

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Medical Insurance Concept And Stethoscope On Wooden Desk representing type of plan
Choosing the right type of health plan is pivotal to ensuring your healthcare needs are met without overburdening your finances. This blog post aims to demystify the types of health plans available on the marketplace, aiding you in making an informed decision. HMO Health Plan Health Maintenance Organization (HMO) plans […]

Type of Health Plan: Selecting the Right One

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Cars drive through a busy intersection in downtown Los Angeles.
Of all 332 million people living in the United States, 39 million live in California. So, about 12% of all Americans are also Californians, making the Golden State the most populous state in the country. This point has two punchlines: 1) if you’re one of the many residents of California— firstly, hi […]

Breaking Down Health Coverage in California

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Health Insurance is spelled out with lettered tiles.
Health insurance is important for your financial health. It pays for unexpected medical bills and gives you access to other medical resources.  Unfortunately, health insurance is also one of the most expensive commodities out there. In a 2019 Centers for Disease Control and Prevention survey, 14.5% of American adults live uninsured.  […]

Navigating Health Insurance Costs with Budget and Credit

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indemnity
Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans

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group and individual health insurance
Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance

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