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Yearly Archives: 2021

Medicare Extra Help for Part D — Savings Through Extra Help Prog8ram The Extra Help program provides assistance for lower-income individuals that wish to join a Medicare Part D coverage plan. In order to join a Part D plan, individuals must first join BOTH Medicare Part A and Part B. Joining Part D provides coverage for prescription […]

Extra Help for Part D Medicare

April 8, 2021 in Health / Medicare tagged extra help medicare 2021 / help with prescription costs / Medicare Extra Help / Medicare Part D savings / Part D financial assistance / prescription drug coverage / Prescription drugs by Cali Naughton

Receive therapy for less using the sliding scale payment system. Photo by Thought Catalog on Unsplash. — The Cost In today’s increasingly distressing world, more people than ever before are seeking professional mental health diagnosis and treatment. However, with insured and uninsured patients alike having to pay upwards of $100 per session (maybe MORE), many who desperately need the help decide to go without. The worst part? […]

How to Get Therapy FOR LESS: The Sliding Scale

April 7, 2021 in Health / life / Uncategorized tagged mental health / mental health awareness / mental illness / psychologist / psychology / sliding scale / sliding scale payment system / sliding scale therapy / therapy by Cristin Dickey

build credit — To make most large purchases, you need to have a pretty good credit score. Having a good credit score comes from paying off credit cards or loans. But you will not get approved for a credit card or loan without a credit history that comes from being approved for a […]

Ways to Build Your Credit

April 6, 2021 in Health / life / Medicare tagged authorized user / building credit / credit cards / credit score / how to build credit / loans by Kayla Gonzalez

Parents of unvaccinated kids have a lot of questions as far as guidelines go for how they are supposed to interact with one another. No one under the age of 16 is eligible to receive a COVID-19 vaccine, leaving a lot up in the air to households who are partially […]

Parents of Unvaccinated Kids

April 5, 2021 in Health tagged Children / COVID / Parents / vaccine by Jeffrey Cooperstein

retirement planning — Steps for Retirement Planning A large part of retirement planning is saving money, and while retirement may seem like a far-off event, saving should begin now. The average American aged 40-60 has less than $100,000 saved for their retirement and surveys have shown that $1.7 million is required for a […]

Steps for Retirement Planning

April 4, 2021 in Health / life / Medicare tagged 401(k) / how much do I need to save to retire / retirement planning / saving for retirement / SSI by Kayla Gonzalez

group and individual health insurance — Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance

April 3, 2021 in Health / life / Medicare tagged differences between group and individual health insurance / group health insurance / health insurance / individual health insurance by Kayla Gonzalez

stay organized — Staying Organized 101 Organization is not a skill that everyone possesses, and those that do have probably maintained certain habits for a long while. There are simple things you can throw into your everyday life that will make you feel better and more productive. Here are some basic ways to […]

Staying Organized 101

April 2, 2021 in Health / life / Medicare tagged deadlines / how to stay organized / organization tips / planner / schedules / staying organized / ways to stay organized by Kayla Gonzalez

A big announcement came Friday before last as the CDC shortened physical distance in schools around the nation from six feet to three feet, allowing for more in-person learning flexibility. These new guidelines, of course, are dependent on everyone wearing masks and using other health and safety protocols set out […]

CDC Shortens Physical Distance in Schools

April 1, 2021 in Health tagged cdc / covid-19 / distance / mask by Jeffrey Cooperstein

history of insurance — A Look into the History of Insurance in the US Some things have felt like they always existed, insurance being one of them. However, just like all things, it had to have its start somewhere. We will be taking a look into the history of insurance in the United States. […]

A Look Into the History of Insurance in the US

March 31, 2021 in Health / life / Medicare tagged history / history of insurance / history of insurance in the united states / Insurance / what was the first insurance company / when was insurance created by Kayla Gonzalez

life insurance riders — What are Life Insurance Riders? A basic life insurance policy is good, but it could always be better tailored to the particular needs of the policyholder. That is why they should always consider the necessary riders. Life insurance riders are benefits that can be added to a basic policy to […]

What are Life Insurance Riders?

March 30, 2021 in Health / life / Medicare tagged accelerated death benefit / accidental death benefit / family income benefit / guaranteed insurability / life insurance riders / return of premium / waiver of premium / what are riders by Kayla Gonzalez