understanding aca/obamacare


Photo for thumbnail talking about short-term medical.
Previously, Jeff Hess – the individual, group, and ancillary expert here at Empower Brokerage – discussed the most significant way in which the Affordable Care Act (ACA), also referred to as Obamacare, has impacted Group Health. The number one way being higher deductibles and the removal of dependent coverage from […]

Obamacare and Its Impact on Group Health Plans, Part 2


Photo for thumbnail talking about short-term medical.
As the leading expert on individual, group, and ancillary health insurance here at Empower Brokerage, Jeff Hess knows what he’s talking about, and we want to share his infinite knowledge with you! Check out the video below to learn how Obamacare has affected group health insurance. To start, group insurance is an […]

Obamacare and Its Impact on Group Health Plans, Part 1




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And the Winners Are… Have you ever wondered why insurance policies are labeled bronze, silver, gold, or platinum? What do these designations mean? Am I about to win a trophy? Or…? Wonder no more. Jeff Hess, Empower Brokerage’s individual, group, and ancillary health expert, explains why insurances are labeled as different […]

Metal Plans: Bronze, Silver, Gold, and Platinum


Acronyms are everywhere in health insurance, and unless you know what they stand for, trying to understand insurance quickly turns into translating hieroglyphics. Take, for instance, the commonly used terms “HMO” and “PPO.” What do they mean? We consulted with Jeff Hess, Empower Brokerage’s Individual Health Insurance and ACA Specialist, to […]

Terms Defined: HMOs vs PPOs