insurance and finances

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Compare Short-Term Medical Insurance to ACA Rodney Culp, CEO of Empower Brokerage, has been in the insurance business and helping clients save money for 32 years. In his 32 years, the health insurance industry has never been as chaotic or confusing as it is now. In the video below, Rodney […]

A Short-Term Medical Insurance Plan VS An ACA Plan

 in Health  tagged insurance and finances / insurance trends / short term medical plans / understanding aca/obamacare by
Health insurance has a language of its own. Even words you know have a completely different meaning when in reference to health insurance. So to have a better understanding of this industry, it’s important to know the frequently used terminology. In the video below, Jeff Hess, individual, group, and ancillary health insurance […]

Terms Defined: Co-Payments, Co-Insurance, Deductibles, ETC.

 in Health  tagged health insurance basics / insurance and finances / understanding aca/obamacare by
The best approach to understanding the chaos and confusion of health insurance is to familiarize yourself with the terminology specific to the industry. In the video below, Jeff Hess, individual, group, and ancillary health expert, defines Advanced Premium Tax Credits (APTC) and cost-sharing reductions. Check it out! Advanced Premium Tax […]

Terms Defined: Advanced Premium Tax Credits (APTC) and Cost Sharing ...

 in Health  tagged health insurance basics / insurance and finances / insurance subsidies by
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Jeff Hess, individual, group, and ancillary health expert, mentioned previously in his video regarding Obamacare’s impact on group health that level-funded plans are a viable option for both small and large businesses. Take a look as he dives deeper and provides more details about this group health plan option! Regular Group […]

Group Health: What Are Level-Funded Plans?

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Previously, Jeff Hess – the individual, group, and ancillary expert here at Empower Brokerage – discussed the most significant way in which the Affordable Care Act (ACA), also referred to as Obamacare, has impacted Group Health. The number one way being higher deductibles and the removal of dependent coverage from […]

Obamacare and Its Impact on Group Health Plans, Part 2

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Photo for thumbnail talking about short-term medical.
As the leading expert on individual, group, and ancillary health insurance here at Empower Brokerage, Jeff Hess knows what he’s talking about, and we want to share his infinite knowledge with you! Check out the video below to learn how Obamacare has affected group health insurance. To start, group insurance is an […]

Obamacare and Its Impact on Group Health Plans, Part 1

 in Health  tagged health insurance basics / insurance and finances / understanding aca/obamacare by