health insurance basics

On December 20th, Congress passed the Tax Cuts and Jobs Act. The bill amends the IRC to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. The bill includes reductions in corporate tax rates and a repeal of the Affordable Care Act (ACA) individual mandate. This is […]

Changes to the Tax Cuts and Jobs Act and How ...

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Today, I’m here with Jeff Hess, Product Specialist at Empower Brokerage, and we’re going over questions for millennials. The younger generations don’t understand the insurance world or how it works. We thought it would be a great idea to clear up a little bit of those confusions. What do all our premiums pay into? Actually, your premiums are paid to the carriers that are insuring you. Basically, you’re paying […]

Healthcare Questions Many Millennials Have

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ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...

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David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?

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Insurance is confusing whether it’s the jargon that comes with it, understanding coverage, or the different types of plans offered. Because of how confusing insurance can be, many people are reluctant to buy it, fearing they’ll make the wrong choice. These types of problems can be less difficult when using a […]

Four Important Questions to Ask Your Health Insurance Agent

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Simply put, insurance covers against the catastrophic – something that would basically devastate you financially. For example, back in 1997, I ended up with pneumonia; it turned into something extremely bad, and I spent ten days in intensive care. I spent about twenty-eight days in the hospital in total. All said and done the bill charged to the insurance company […]

Why Buy an ACA Health Plan Instead of Self-Insuring One’s Own Medical ...

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