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Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...



With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze-level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company that […]

Supplemental Insurance: United Health One Product Overview



Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high-risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy for achieving affordable health insurance […]

Supplemental Insurance: IHC Product Overview



One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze-qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; then […]

Supplemental Insurance: National General Product Overview



Aetna Leaving the Marketplace Health insurance giant Aetna said Wednesday that it will not be participating in any Obamacare exchanges in 2018. T.J. Crawford, Aetna spokesman, says that their products on the individual market “lost nearly $700 million between 2014 and 2016.” He projects the company to “lose more than $200 million in […]

Aetna and Humana Exiting the Obamacare Exchanges



Compared to other disability income insurance plans, accident-only disability is perhaps the most inexpensive. And like many other insurance policies, accident-only disability income insurance gives the policyholder benefits so long as they pay the premiums on time. If injured and unable to work, accident-only disability income insurance replaces a portion […]

Accident Only Disability Income Insurance



Guaranteed Renewable Though different, guaranteed renewable is something else everyone should consider when shopping for disability income insurance. Essentially, this rider renews the policy each and every year so long as premiums are paid on time. This removes the hassle of reapplying. With this guaranteed renewable, rates can still increase. Contrastly, […]

Know the Difference: Guarantee of Insurability vs. Guaranteed Renewability