Yearly Archives: 2016

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Obamacare Alternative Rodney Culp, CEO of Empower Brokerage, has been helping people find affordable health insurance for the past 32 years. In those 32 years, he’s never seen a time that was more tumultuous than this year. Because of rising premiums, evident during this Open Enrollment season, it’s important that […]

Short Term Medical Plans: The Obamacare Alternative

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The first Obamacare deadline is almost here! Watch the video below and put the open enrollment dates in your calendar! You don’t want to miss your deadline! Three Open Enrollment Deadlines The Affordable Care Act deadlines are based on the open enrollment time frame. Open enrollment is from November 1st […]

The First Open Enrollment Deadline Is Fast Approaching!

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Jeff Hess, individual, group, and ancillary health expert, wants to make sure that you don’t make the already confusing task of getting affordable health insurance anymore difficult. To start, his first piece of advice is: GET AN AGENT FOR AFFORDABLE HEALTH INSURANCE QUOTES. It’s an agent’s job to stay apprised […]

First Step: Get an Agent for Affordable Health Insurance Quotes

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As one of our most successful ACA health insurance agents, Empower Brokerage jumped at the chance to talk with Joseph Mwawasi, who visited our Southlake office September 19th. Having only been with Empower since 2015, Mwawasi has quickly gained attention with his knowledge of the insurance industry, evident by his […]

ACA Health Insurance Agent Spotlight: Joseph Mwawasi

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Health insurance has a language of its own. Even words you know have a completely different meaning when in reference to health insurance. So to have a better understanding of this industry, it’s important to know the frequently used terminology. In the video below, Jeff Hess, individual, group, and ancillary health insurance […]

Terms Defined: Co-Payments, Co-Insurance, Deductibles, ETC.

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The best approach to understanding the chaos and confusion of health insurance is to familiarize yourself with the terminology specific to the industry. In the video below, Jeff Hess, individual, group, and ancillary health expert, defines Advanced Premium Tax Credits (APTC) and cost-sharing reductions. Check it out! Advanced Premium Tax […]

Terms Defined: Advanced Premium Tax Credits (APTC) and Cost Sharing ...

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If you’re looking to get health insurance, or even if you’re someone who’s had health insurance for years, there may be terms that you have heard but had no idea what they meant. For instance, have you ever wondered what on/off marketplace or on/off exchange means? Well, Jeff Hess, individual, […]

Terms Defined: On-Marketplace and Off-Marketplace

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Jeff Hess, individual, group, and ancillary health expert, mentioned previously in his video regarding Obamacare’s impact on group health that level-funded plans are a viable option for both small and large businesses. Take a look as he dives deeper and provides more details about this group health plan option! Regular Group […]

Group Health: What Are Level-Funded Plans?

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Previously, Jeff Hess – the individual, group, and ancillary expert here at Empower Brokerage – discussed the most significant way in which the Affordable Care Act (ACA), also referred to as Obamacare, has impacted Group Health. The number one way being higher deductibles and the removal of dependent coverage from […]

Obamacare and Its Impact on Group Health Plans, Part 2

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