open enrollment period




A father, mother and baby stroll though a field.
Are you self-employed? Perhaps you are a freelancer or independent contractor. Obtaining the right insurance for you is vital. If you, your spouse, or dependents fall ill or get injured, you could unnecessarily pay a substantial amount out-of-pocket for healthcare that could be much more affordable. The Affordable Care Act […]

Insurance Coverage for Self-Employed





Today, Jeff Hess, products specialist at Empower Brokerage, talks about the renewals that customers might be getting. The questions is how can clients improve their plans and what should they do for this open enrollment? Jeff has the answer! Watch the video below! Options for Open Enrollment as Told by Jeff Hess Well, we got options, which is a good thing. By now, […]

Plan Options for the ACA Season



Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims


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Every year, there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, our in-house ACA expert, explains some of the potential changes in the […]

Changes to Expect for the Upcoming ACA Plan Year 2018


Short Term Medical Plan Companion Life
1. Available Year-Round This year, Open Enrollment lasts from November 1, 2017 to December 15, 2017. If you did not file for insurance in previous years, chances are you will not be able to get coverage until those dates. For those that don’t want to wait for Open Enrollment, Companion Life short term medical […]

Three Benefits to Having a Companion Life Short Term Medical ...



In 2014, when the Affordable Care Act (ACA) went into full effect, individuals had six months to enroll. Then, the following year, people only had three months; however, the government ended up extending the open enrollment deadline. That year, they also assisted people during the tax season who didn’t know or understand why they were […]

CMS Shortens OEP for The 2018 Insurance Plan Year