insurance and government

The Problem: Rising Health Insurance Rates With June now upon us, it is officially the rate-setting season. It’s the time of year when health insurers tell state and federal regulators how much they plan to charge for premiums next year. However, as of now, the Trump administration has yet to […]

How to Combat Rising Health Insurance Rates in 2017-2018

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Ambetter 1
Ambetter Introduction: Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of […]

Top Health Insurance Carriers: Ambetter

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GET A MOLINA HEALTHCARE QUOTEMolina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either Healthcare.gov or their broker portal. For […]

Top Health Insurance Carriers: Molina Healthcare

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High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools

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Photo for thumbnail talking about short-term medical.
During the Open Enrollment Period (OEP) when you purchased a plan, you should have received an eligibility letter. In order to receive a subsidy, the letter states that you’re required to submit proof of income, residency, or citizenship, or all of the above. So when you purchased the plan -let’s say […]

Don’t Lose Your Subsidy or Coverage in 2017

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Photo for thumbnail talking about short-term medical.
What are Short-Term Medical Plans? Short-term medical plans are nothing new. They’ve been around for decades, helping provide coverage when people are between jobs or recently graduated. As the name suggests, short-term plans bridge coverage gaps for a limited time, usually six months or less. However, since the enactment of […]

Short-Term Medical Plan May Soar Under Trump’s Healthcare Initiatives

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health care
Once the key phrase of Trump’s presidential campaign, the mantra “repeal and replace” has now become the primary focus of the Trump administration. However, the GOP has yet to decide on a replacement plan for the Affordable Care Act. Instead, some are suggesting repairing the healthcare law by shrinking the services insurers are required […]

Obama’s 10 Essential Benefits May Change Under Trump

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health care
On Friday, February 17, 2017, the Trump administration released new ACA regulations– their first big step towards healthcare reform and potential repeal. Among some of the rules include short enrollment period, stricter requirements for SEPs, and more plan flexibility for the insurers. To read more on the rules and what […]

What People Are Saying About the New ACA Regulations

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