Making Health Insurance Easy (844) 410-1320

Yearly Archives: 2026

A woman sits on a couch with a foot injury. — Accident indemnity insurance is a specialized type of insurance coverage designed to provide financial protection and peace of mind to individuals in the event of an accident. This insurance serves as a safety net by offering a predetermined lump-sum cash benefit if the policyholder sustains accidental injuries or incurs specific […]

What is Accident Indemnity Insurance?

August 18, 2026 in Health tagged ancillary benefits / insurance and finances / supplemental medical plans by Joey Hinojosa

Couple reviewing health insurance documents with an agent, learning what is an HMO — What is an HMO plan? If you’re shopping for health coverage, you’ve probably seen the term come up, but you may not know exactly what it means for you. An HMO (Health Maintenance Organization) is a type of health insurance plan that limits coverage to a specific network of doctors, […]

What Is an HMO Plan?

July 28, 2026 in Uncategorized tagged Disease Prevention / preventative care / provider tips by Keana Lujan

accident insurance man with crutches and broken leg sitting on couch thumbnail image — Accidents can happen when you least expect them. Whether it’s a fall at home, a sports injury, or a car accident, medical bills and other unexpected expenses can add up quickly. That’s where accident insurance can make a real difference. What Is Accident Insurance? Accident insurance is a supplemental insurance […]

Accident Insurance: Extra Financial Protection When Life Takes an Unexpected ...

July 7, 2026 in Uncategorized tagged disaster coverage / emergency preparedness / hospitals / travel / Wellness by Griffin Miller

EPO Insurance Plan on a table. (Exclusive Provider Organization) — By Vitalii Vodolazskyi from AdobeStock What Is an EPO Health Insurance Plan? An Exclusive Provider Organization (EPO) plan is a type of health insurance that provides coverage through a network of doctors, hospitals, and healthcare providers. Generally, members must use in-network providers to receive coverage for covered services, except in […]

What is an EPO Plan? The Basics Explained

June 23, 2026 in Health tagged health insurance basics / healthcare providers / long term medical plans by Parker Williamson

SEP letters and close-up of calendar on the blue table — Missing Open Enrollment does not always mean you have to wait until next year to get health insurance coverage. Life changes happen throughout the year, and certain events may qualify you for a Special Enrollment Period (SEP). Understanding how a Special Enrollment Period works can help you avoid gaps in […]

What Is a Special Enrollment Period

June 9, 2026 in Health tagged health risks / insurance and finances / SEP by Nora Vargas

A diverse group of friends smiling and taking a selfie together on a rooftop during the day, conveying connection and emotional well‑being. — Choosing to focus on your mental health? That’s a massive win. But let’s be honest: the second you start looking into mental health insurance coverage, that win can feel like a headache. Suddenly you’re drowning in provider directories that haven’t been updated in years, searching for definitions written in […]

Mental Health Insurance Coverage and Mindfulness

May 26, 2026 in Health tagged health insurance basics / healthy mind / mental health / stress / therapy by Jose Lerma

A woman traveler sits on her bed and packs her suitcase. — Planning a trip is exciting, but unexpected medical emergencies abroad can quickly turn into financial stress. That’s where travel health insurance becomes essential. Whether you’re traveling internationally or domestically, understanding how this coverage works can help you stay protected and avoid costly surprises. What Is Travel Health Insurance? Travel health […]

Travel Health Insurance

April 28, 2026 in Health tagged cdc / emergency preparedness / health insurance basics / short term medical plans / travel by Joey Hinojosa

Female college student smiling with computer and books for health insurance. — Let’s be honest, health insurance for college students is not exactly the most exciting thing to think about when you’re juggling classes, work, and everything else life is throwing at you. But here’s the thing: one unexpected trip to urgent care or one trip to the ER without coverage can […]

Health Insurance for College Students: What You Need to Know

April 7, 2026 in Health tagged family health / health insurance basics / medicaid / Wellness by Keana Lujan

woman stressed sitting above medical bills and credit cards thumbnail image — Price is usually the first thing you might notice while shopping for health insurance. While a low monthly premium sounds appealing, and you can save a lot of money that way, that may not be the best choice to go with. In fact, it might cost you more in the […]

The Cheapest Health Insurance: Is It The Best Choice?

March 31, 2026 in Health tagged aca / health insurance basics / insurance and government / managing debt / provider tips by Griffin Miller

woman and nurse sitting and talking smiling thumbnail image — Health insurance is important for protecting both your health and your finances. While premiums can sometimes feel expensive, there are several simple steps you can take to help lower your costs over time. Many of these steps also lead to a healthier lifestyle, benefiting you in multiple ways. 1. Maintain […]

How to Lower Your Health Insurance Premium

March 17, 2026 in Health tagged aca / health insurance basics / healthy habits / insurance and finances / lifestyle tips by Griffin Miller