special enrollment periods


Man confused my health plan open enrollment
Open enrollment is a designated period each year when individuals can enroll in, modify, or cancel their health insurance plans. This timeframe is crucial for securing or adjusting coverage for the upcoming year. Understanding the specifics of open enrollment is essential for making informed health insurance decisions. Purpose of Open […]

What Is Open Enrollment For A Health Plan?


Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims





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Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal


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How to Get Coverage After Open Enrollment Special Enrollment Period – Qualified Coverage If you’re like a lot of Americans, you didn’t apply for coverage in time. Now you’re trying to figure out what to do in regards to health coverage. Since the Open Enrollment Period (OEP) ended January 31, there’s really only one […]

What to Do after Open Enrollment



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Pay the Premium to Effectuate Your Policy In 2014 and 2015, it was generally acceptable to get a plan and not pay the first month’s premium for up to three months. Even though the payment was deferred, people would still have coverage for those first three months. However, carriers ended […]

Pay Your Premium in Order to Effectuate Your Health Insurance ...


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This year has seen several carriers dropping out of the marketplace or choosing not to offer qualified, Obamacare plans. As a result, many people have lost coverage. United Healthcare, for instance, chose not to renew several clients. Additionally, both Aetna and Cigna have not renewed much of their client base. […]

ATTENTION: Carriers Are Not Renewing Clients!


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Jeff Hess, individual, group, and ancillary health expert, wants to make sure that you don’t find yourself without health insurance this year. Make sure  you know the dates for Open Enrollment. Watch the video below to learn when the start dates as well as when the cut-off dates are for this […]

Open Enrollment: Important Dates to Remember