special enrollment periods


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Navigating the complexities of health insurance can be challenging. Special Enrollment Periods (SEPs) provide crucial opportunities to secure a health insurance plan outside the standard Open Enrollment Period. Understanding how SEPs work—and what qualifies you for one—can make the difference between being covered or uninsured during a critical time. What […]

Health Insurance Plan: Special Enrollment Periods


Man confused my health plan open enrollment
Open enrollment is a designated period each year when individuals can enroll in, modify, or cancel their health insurance plans. This timeframe is crucial for securing or adjusting coverage for the upcoming year. Understanding the specifics of open enrollment is essential for making informed health insurance decisions. Purpose of Open […]

What Is Open Enrollment For A Health Plan?


65
The population of adults 65 and up staying in the workforce continues to grow. These employees are then required to decide between continuing with their employer-sponsored insurance or signing up for Medicare. We will consider the possibilities and determine if one of the options is “better”. More Than 20 Employees […]

65 and Still Working: Medicare or Group Plan?



qualifying life events
Qualifying Life Events We choose health insurance based on our circumstances at the time, but circumstances can always change. These huge changes in your life would constitute qualifying life events. Qualifying events allow there to be a special enrollment period where you can make all the necessary changes to your […]

Qualifying Life Events



Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims





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Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal



Photo for thumbnail talking about short-term medical.
How to Get Coverage After Open Enrollment Special Enrollment Period – Qualified Coverage If you’re like a lot of Americans, you didn’t apply for coverage in time. Now you’re trying to figure out what to do in regards to health coverage. Since the Open Enrollment Period (OEP) ended January 31, there’s really only one […]

What to Do after Open Enrollment