Yearly Archives: 2017

Why You Need Non-Cancellable Riders on Your Disability Income Policy Non-cancellable riders are a must-have on a disability income policy. If the carrier allows this rider, then it’s definitely worth considering. Essentially, a non-cancellable rider ensures static rates. In other words, once the policy is in effect, the insurance company […]

Non-Cancellable Riders on Disability Income Insurance

 in Health  tagged aca / Disability Insurance / insurance riders by
Long-term disability income insurance ranges in how long it will cover an individual. Someone can purchase this type of disability income insurance for as little as one year; however, it can cover someone until age 67. Ideally, a person should consider purchasing this type of insurance while they’re young because […]

What to Expect When Applying for Long-Term Disability Income Insurance

 in Health  tagged aca / Disability Insurance / long term medical plans by
It’s important to know the differences between job-specific disability coverage and general disability income insurance. If you specialize in a certain field, you can get a disability plan for your own occupation. Take for instance a veterinarian, who works exclusively with horses; they may want to take out a disability income […]

The Difference Between Own-Occupation and General Disability Income Insurance

 in Health  tagged aca / Disability Insurance / supplemental medical plans by
Simplified-issue disability income insurance is as it sounds. Meaning, a person doesn’t have to go through stringent underwriting for health and finances. To get the plan, an individual simply answers a few questions. Then, based on the answers to those questions, the insurer either will issue them a policy or they won’t. […]

Simplified-Issue Disability Income Insurance

 in Health  tagged Disability Insurance / health insurance basics / supplemental medical plans by
Types of Individual Disability Income Insurance Health Insurance Type: Accident-Only Plans When looking for disability income insurance, several options are available on the individual side. First, there’s accident-only coverage, meaning this health insurance type will pay for disabilities caused by accidents. It will not, however, cover disabilities caused by illnesses […]

Health Insurance Type(s) – Disability Income Insurance

 in Health  tagged aca / chronic pain / family health / health trends by
Disability income insurance, or DI insurance, ensures people maintain an income if they lose their ability to work. There are several vehicles in which to obtain disability income insurance. For instance, disability income is often a component of group insurance. Through an employer, you can get long-term disability income, which can see you through […]

Health Insurance Type(s) – Group Disability Income Insurance

 in Health  tagged aca / Dependents / family health / Wellness by
Discount Dental Insurance Plan If you’re looking to purchase a dental plan on the individual market, then you should know about the four main types of dental plans. First, there’s the discount dental plan. With this type of plan, there is a network of providers. Technically, it’s not real insurance. […]

Know What Type of Dental Plan is Right for You

 in Dental / Health  tagged dental health / dental insurance / long term medical plans / Wellness by