Why You Need Health Insurance
With so many options/ways to get your health insurance, you may wonder which is the best route to take. You can even call carriers directly and purchase your health plan right over the phone. But is that really the best route to take? You don’t know which way to go, but everyone is required to have insurance. Have you thought about getting health insurance? I will go over why you will always want health insurance in your corner.
The Four Ways to Get Insurance
There are four main ways people get insurance. One of those ways is by applying over the phone through the marketplace by calling 1-800-318-2596. You can also apply online by visiting the healthcare.gov website. Some people like personally filling out the application and mailing it in. The last main way is, of course, being visited by a personal insurance agent. All these methods have benefits, but most are very impersonal. The idea of not having somewhat of a connection with an agent makes it seem that they may not have your best interest at heart compared to an in-person visit from your trusted agent.
Variety of Options
Another reason health insurance is better than alternatives is that your personal policy will likely have more than one option. Most independent agents have a wide variety of carriers they work with so the availability of the best plan based on your situation is possible. It is also a plus when that agent knows a good amount about you so they can make better decisive suggestions.
Personal involvement
Finally, a personal agent cares. When they sign you up, it will be their job to give you any plan updates, or changes in premiums, and to check in with you. These agents become an extension of yourself when they sign you up for a policy. It is to your benefit that you can call when something isn’t going right. Your insurance agent will help you find a balance in all the confusing insurance jargon and can make sure to keep as much money as possible in your pocket. Health insurance is expensive, and you want to be able to be covered in any situation that may arise. That’s why you need a personal agent. For more attributes to look for in an agent, click here.
Have Health Insurance Questions?
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This Article Was Updated: 08/26/2024