insurance and finances


Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small businesses. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get the […]

An Alternative to Group Health Plans for Small Businesses






A couple looks at a medical bill in shock; they are victims of surprise billing.
In recent years, lawmakers and healthcare providers have worked towards ending surprise billing, which affects approximately one in five insured individuals throughout their lifetimes. Policymakers have spent the last few years proposing potential solutions to end surprise billing, but with coronavirus concerns still rising, hospitals have asked Congress to refrain […]

Hospitals Ask Congress to Postpone Surprise Billing Voting


Let’s face it, health insurance has become a need in our ever-growing health care system. On average, surgery can cost you thousands of dollars, and without coverage, the out-of-pocket cost can kill your bank account. Still not convinced of having health insurance? (I’m talking to you millennials.) Here are the […]

Most Expensive Health Procedures Without Insurance




Consumer behavior has changed drastically, according to Capgemini and Efma’s World Insurance Report. The new “millennial mindset” has taken over and more consumers are trusting their own findings when it comes to researching insurance policies and actually making the purchase – all online. The report categorizes insurance customers into four […]

Changes in Consumer Behavior