insurance and finances



american budget
The President Trump Administration Releases 2019 American Budget We were all waiting to see the healthcare budget, and on Monday night, President Trump presented it. Including another try to repeal Obamacare, the budget also notably cut spending in half. There were also major cuts proposed for items, such as food […]

The President Trump Administration Releases 2019 American Budget


A good amount of Americans have at least some knowledge of how health insurance bills work. Baby boomers are able to make their own decisions on health care and have experience from previous situations to help make the best decision. Although they have experience, only about 40% of boomers understand insurance […]

A Brief Overview in Understanding Health Insurance Bills





Simply put, insurance covers against the catastrophic – something that would basically devastate you financially. For example, back in 1997, I ended up with pneumonia; it turned into something extremely bad, and I spent ten days in intensive care. I spent about twenty-eight days in the hospital in total. All said and done the bill charged to the insurance company […]

Why Buy an ACA Health Plan Instead of Self-Insuring One’s Own Medical ...




  Cost Sharing Reductions When it comes to cost sharing reductions, we’re talking about the Affordable Care Act, which is also referred to as the marketplace or Obamacare. Basically, cost-sharing reductions apply to those with a low income (household income). Now that’s subjective, but the government built a chart for that […]

Cost Sharing Reductions: How to Receive Aid for Insurance Costs


It’s important to have someone on the inside of your corner. Today’s episode we’re going to decipher some insurance jargon. This episode can help someone looking for health insurance make a smarter decision when they are shopping. Dave is going to cover the three most commonly used terms today in […]

Dave’s Corner: What Is a Deductible, Co-Payment, and Co-Insurance?