Disability Insurance

Long-term disability income insurance ranges in how long it will cover an individual. Someone can purchase this type of disability income insurance for as little as one year; however, it can cover someone until age 67. Ideally, a person should consider purchasing this type of insurance while they’re young because […]

What to Expect When Applying for Long-Term Disability Income Insurance

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It’s important to know the differences between job-specific disability coverage and general disability income insurance. If you specialize in a certain field, you can get a disability plan for your own occupation. Take for instance a veterinarian, who works exclusively with horses; they may want to take out a disability income […]

The Difference Between Own-Occupation and General Disability Income Insurance

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Simplified-issue disability income insurance is as it sounds. Meaning, a person doesn’t have to go through stringent underwriting for health and finances. To get the plan, an individual simply answers a few questions. Then, based on the answers to those questions, the insurer either will issue them a policy or they won’t. […]

Simplified-Issue Disability Income Insurance

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