SEP


Pros of a Short Term Medical Plan Price and Enrollment The best part about short term insurance is the price. It is actually affordable; it is probably one fourth of what the premium would be on the Affordable Care Act. The prices are similar to the plans that used to be offered before the Affordable Care Act. Also, […]

The Pros and Cons of Having a Short Term Medical ...





The Centers for Medicare and Medicaid Services (CMS) came out with some final stabilization rules. One component of the ruling now makes it more difficult to qualify for a special enrollment period (SEP). Essentially, an SEP enables people, who couldn’t get coverage or lost coverage outside of open enrollment, to enroll in a […]

CMS Requires Qualifying Documentation for Special Enrollment Periods (SEP)



The health insurance industry tends to cause a lot of confusion for individuals shopping for a health plan. The primary reason for this confusion is the excessive use of acronyms! Below is a comprehensive list of healthcare acronyms: A ACA: (Patient Protection and) Affordable Care Act ACO: Accountable Care Organization […]

Terms Defined: Commonly Used Acronyms in Health Insurance



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Pay the Premium to Effectuate Your Policy In 2014 and 2015, it was generally acceptable to get a plan and not pay the first month’s premium for up to three months. Even though the payment was deferred, people would still have coverage for those first three months. However, carriers ended […]

Pay Your Premium in Order to Effectuate Your Health Insurance ...


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This year has seen several carriers dropping out of the marketplace or choosing not to offer qualified, Obamacare plans. As a result, many people have lost coverage. United Healthcare, for instance, chose not to renew several clients. Additionally, both Aetna and Cigna have not renewed much of their client base. […]

ATTENTION: Carriers Are Not Renewing Clients!