Today, Jeff Hess, products specialist at Empower Brokerage, talks about the renewals that customers might be getting. The questions is how can clients improve their plans and what should they do for this open enrollment? Jeff has the answer! Watch the video below! Options for Open Enrollment as Told by Jeff Hess Well, we got options, which is a good thing. By now, […]
open enrollment period

Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]
CMS Special Enrollment Extension for Hurricane Victims

Every year, there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, our in-house ACA expert, explains some of the potential changes in the […]
Changes to Expect for the Upcoming ACA Plan Year 2018

1. Available Year-Round This year, Open Enrollment lasts from November 1, 2017 to December 15, 2017. If you did not file for insurance in previous years, chances are you will not be able to get coverage until those dates. For those that don’t want to wait for Open Enrollment, Companion Life short term medical […]
Three Benefits to Having a Companion Life Short Term Medical ...

In 2014, when the Affordable Care Act (ACA) went into full effect, individuals had six months to enroll. Then, the following year, people only had three months; however, the government ended up extending the open enrollment deadline. That year, they also assisted people during the tax season who didn’t know or understand why they were […]
CMS Shortens OEP for The 2018 Insurance Plan Year

Aetna is one of the largest health insurance companies in the nation. They offer a broad product portfolio, including senior products like Medicare, group insurance for both small and large companies, ancillary products, international products, as well as under 65 health insurance under the Affordable Care Act. In regards to the latter, Aetna provides insurance […]
Top Health Insurance Carriers: Aetna

The Health Care Service Corporation (HCSC) own five Blue Cross Blue Shields: Blue Cross Blue Shield of Texas Blue Cross Blue Shield of New Mexico Blue Cross Blue Shield of Oklahoma Blue Cross Blue Shield of Illinois Blue Cross Blue Shield of Montana In these five states, Blue Cross Blue […]
Top Health Insurance Carriers: Blue Cross Blue Shield

Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]
Short-Term Medical Plans Now 3-Months with Non-Renewal

Important Deadline for Short-Term Medical Insurance For those who do not have a qualified health plan or any health insurance, you can still get insurance. Until March 28th (only one week away!), short term medical is available for the remainder of 2017. If you’re currently without insurance, then you need to get […]
March 28th Deadline for Short-Term Medical

During the Open Enrollment Period (OEP) when you purchased a plan, you should have received an eligibility letter. In order to receive a subsidy, the letter states that you’re required to submit proof of income, residency, or citizenship, or all of the above. So when you purchased the plan -let’s say […]