Yearly Archives: 2017


In 2014, when the Affordable Care Act (ACA) went into full effect, individuals had six months to enroll. Then, the following year, people only had three months; however, the government ended up extending the open enrollment deadline. That year, they also assisted people during the tax season who didn’t know or understand why they were […]

CMS Shortens OEP for The 2018 Insurance Plan Year



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The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage



The Centers for Medicare and Medicaid Services (CMS) came out with some final stabilization rules. One component of the ruling now makes it more difficult to qualify for a special enrollment period (SEP). Essentially, an SEP enables people, who couldn’t get coverage or lost coverage outside of open enrollment, to enroll in a […]

CMS Requires Qualifying Documentation for Special Enrollment Periods (SEP)



health care
This year has certainly been interesting in terms of health care. Right now, there’s uncertainty regarding the future of the Affordable Care Act (ACA). With the change in presidency, there’s been conflict between what President Trump wants to do and what President Obama’s health care law is. Currently, there has yet to […]

Looking at America’s Health Care in 2017



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Ambetter Introduction: Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of […]

Top Health Insurance Carriers: Ambetter


GET A MOLINA HEALTHCARE QUOTEMolina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either Healthcare.gov or their broker portal. For […]

Top Health Insurance Carriers: Molina Healthcare


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Anthem is the largest Blue Cross Blue Shield (BCBS) provider in the nation. Currently, they operate in 14 states on the individual market: California Colorado Connecticut Georgia Indiana Kentucky Maine Missouri New Hampshire Nevada New York Ohio Virginia Wisconsin Over the past two years, several health insurance carriers have left the marketplace. However, […]

Top Health Insurance Carriers: Anthem BCBS



Aetna is one of the largest health insurance companies in the nation. They offer a broad product portfolio, including senior products like Medicare, group insurance for both small and large companies, ancillary products, international products, as well as under 65 health insurance under the Affordable Care Act. In regards to the latter, Aetna provides insurance […]

Top Health Insurance Carriers: Aetna