Monthly Archives: October 2016


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And the Winners Are… Have you ever wondered why insurance policies are labeled bronze, silver, gold, or platinum? What do these designations mean? Am I about to win a trophy? Or…? Wonder no more. Jeff Hess, Empower Brokerage’s individual, group, and ancillary health expert, explains why insurances are labeled as different […]

Metal Plans: Bronze, Silver, Gold, and Platinum



Acronyms are everywhere in health insurance, and unless you know what they stand for, trying to understand insurance quickly turns into translating hieroglyphics. Take, for instance, the commonly used terms “HMO” and “PPO.” What do they mean? We consulted with Jeff Hess, Empower Brokerage’s Individual Health Insurance and ACA Specialist, to […]

Terms Defined: HMOs vs PPOs