Pros of a Short-Term Medical Plan Price and Immediate Enrollment The most significant draw of short-term insurance in 2026 is the price. For those who do not qualify for subsidies, an STM premium can be one-fourth the cost of an ACA plan. These prices are reminiscent of the “catastrophic” plans […]

The Pros and Cons of Having a Short Term Medical ...


Pros of ACA Plans Guarantee Issue Policy & No Pre-Existing Conditions There are many benefits to having an ACA plan. Take for instance the guarantee issue policy, which can extend to any eligible applicant regardless of health status. This means no matter what disease the patient might have, whether that’s […]

The Pros and Cons of Having an ACA Health Plan



Due to the massive destruction of Hurricane Harvey, South and Central Texas have been going through a rough patch. With the flood came water, animals, toxic chemicals, sewage, debris, and waste, which is causing the pollution of the standing water. Some people in the Texas area have been seen all over […]

Sewage and Bacteria in Harvey’s Floodwaters Raise Major Health Concerns


If you’re new to health insurance, chances are you’ve been running across a lot of acronyms and words that don’t make sense. Without any prior knowledge of the insurance industry, simple terms like HLV, ACA, and COI look like a bunch of scrambled letters. It doesn’t stop there, other words […]

Understanding Health Insurance Terms and Other Jargon




Yes, ladies and gentlemen, today is officially National Read a Book Day! There is no better time to pick up a new intriguing book or one of your old favorites and just READ. Whether you prefer print or digital books, today is the day to open your imagination and jump […]

Celebrate National Read a Book Day


How you start your morning will play a major role in the rest of your day. From what you eat, think, hear, and do each morning will have a role in how your day unfolds. If it’s possible to start a morning off right, what would it consist of? Today, […]

How To Start Your Morning Off Right


High blood pressure is a risk factor for more than heart disease. Discover what complications high blood pressure can cause. Left uncontrolled, you can see the development of heart disease, a fatal heart attack, and overall poor quality of health. If you have been diagnosed with high blood pressure, you might try […]

3 Lifestyle Changes to Make That Will Help You Lower ...



Simply put, insurance covers against the catastrophic – something that would basically devastate you financially. For example, back in 1997, I ended up with pneumonia; it turned into something extremely bad, and I spent ten days in intensive care. I spent about twenty-eight days in the hospital in total. All said and done the bill charged to the insurance company […]

Why Buy an ACA Health Plan Instead of Self-Insuring One’s Own Medical ...