Finding the right insurance plan is hard. Finding a dedicated agent who will give you the best plan is even harder. When dealing with an agent, especially if you have not dealt with them before, can be a little overwhelming. If your insurance agent doesn’t communicate something correctly, it could […]

Agent Relationships: What To Look For In An Insurance Agent


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With everyone’s favorite holiday for treats approaching, it might be time to start thinking of healthy ways to celebrate the Halloween season. There could be anywhere from 3,500 to 7,000 calories worth of candy in the average candy bucket. That’s nearly three times the average of a day’s intake for […]

Healthy Halloween Snacks


ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...



David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?


All prospective parents hope that their babies are born with the best possible health. It’s no secret that while pregnant, a mother’s lifestyle can have a major impact on the development of the baby. If you are pregnant, you may be asking yourself, “What can I do to improve my […]

Pregnancy: What To Do When You’re Expecting


Since our childhood, we have visited doctors annually whether we were sick or completely healthy. If you have been with your same doctor since childhood, you might have built up a strong relationship over the years. Some like myself change doctors every so many years, but may still have a […]

The Importance of Building a Relationship With Your Doctor




Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims


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Every year, there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, our in-house ACA expert, explains some of the potential changes in the […]

Changes to Expect for the Upcoming ACA Plan Year 2018



Depression affects approximately 14.8 million American adults. If depression is left untreated, it can affect not only your mental well-being but your physical life as well. It has been researched that with ongoing despair and sorrow you can increase the chance of turning towards drugs or alcohol in order to ease […]

Learn how to Identify Common Symptoms to Prevent Depression