Whether you call them coffin nails, cancer sticks, or squares, the fact is cigarettes have negative effects on your body. Most smokers start when they are young and evidence shows that peer influence plays a factor in determining who smokes and who doesn’t. Not only does smoking repel people because […]

The 3 Reasons Why People Should Quit Smoking

With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze-level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company that […]

Supplemental Insurance: United Health One Product Overview

Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high-risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy for achieving affordable health insurance […]

Supplemental Insurance: IHC Product Overview

Affordable Care Act The government is cooking up a new healthcare reform. While we wait to see what’s next enacted, let’s review the previous reform enacted in 2010 the Affordable Care Act.  The ACA had 3 primary goals: To make affordable health insurance available to more people. The law provides […]

Recap: Affordable Care Act

Due to the unstable market, health insurance companies are either exiting the market or raising rates. With health insurance becoming increasingly unaffordable, consumers are paying the ultimate price – literally. To help stem the rising costs, consumers should turn to supplemental plans to help cover their out-of-pocket exposure. Instead of […]

Supplemental Insurance: United Commercial Travelers (UCT) Product Overview

One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze-qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; then […]

Supplemental Insurance: National General Product Overview

The Problem: Rising Health Insurance Rates With June now upon us, it is officially the rate-setting season. It’s the time of year when health insurers tell state and federal regulators how much they plan to charge for premiums next year. However, as of now, the Trump administration has yet to […]

How to Combat Rising Health Insurance Rates in 2017-2018

Aetna Leaving the Marketplace Health insurance giant Aetna said Wednesday that it will not be participating in any Obamacare exchanges in 2018. T.J. Crawford, Aetna spokesman, says that their products on the individual market “lost nearly $700 million between 2014 and 2016.” He projects the company to “lose more than $200 million in […]

Aetna and Humana Exiting the Obamacare Exchanges

health care
Currently, talk about healthcare reform dominates the news. Questions and concerns arise as people speculate whether or not the current administration will repeal and replace the Affordable Care Act. Though the House has passed its version of the new healthcare bill – the American Health Care Act – the Senate […]

Healthcare News Update: Obamacare Still In-Force

Do you have life insurance or disability income insurance through your employer? If so, it’s important to make sure that the payment – if deducted from payroll – uses after-tax dollars. Likewise, if you’re self-employed or a small business owner, you should not pay for the policy through the company. Instead, you should […]

Be Sure to Use After-Tax Dollars to Pay for Disability ...