During this time of new beginnings, make sure to assess whether your current life insurance policy meets your needs or if it’s time for a life insurance review.
It’s officially 2021! With one year ending and another one beginning, you may be remembering the recent changes you have faced and considering what additional changes may be coming soon. Changes like growing your family, buying a home, or changing your career may leave your current life insurance policy looking […]

New Beginnings: Life Changes that Call for an Insurance Review


With the yearly increase in price, albeit a small one, here is how to cut Medicare Costs in 2021. With Medicare Parts B and D, the more income you bring in, the higher premium you will pay in 2021. The government calls this an Income-Related Monthly Adjustment Amount or IRMAA. […]

How to Cut Medicare Costs in 2021


The unique mRNA vaccines may not only change the course of the pandemic but may change the way all vaccinations work in the years to come. 
The recent emergency approval and pending approval of Pfizer and Moderna’s COVID-19 vaccinations represents not only hope that the coronavirus pandemic’s end is in sight but also signifies a major step forward in medicine and medical care. The unique mRNA vaccines may not only change the course of the pandemic […]

The Science Behind mRNA Vaccines



The United States Food and Drug Administration granted emergency use authorization (EUA) for the first over-the-counter COVID-19 testing kit available at home. The Ellume COVID-19 Home Test is a rapid antigen test, which runs a liquid sample along a surface with reactive molecules. The test detects minuscule parts of proteins […]

COVID-19 testing kit available at home


A new COVID-19 innovation popped up, as a hospital in Latvia has installed the first of many COVID-19 vending machines in the European nation as countries come up with new and creative ways to slow the spread of coronavirus. The machine located at Pauls Stradins Clinical University Hospital in Riga, […]

New COVID-19 innovation


Among some of the most popular treatment options are taking prescription medication, attending talk therapy, or getting an emotional support animal (ESA).
According to the National Institute of Mental Health, approximately 20 percent of American adults are living with one or more mental illnesses. With such a large percentage of the population experiencing the effects of psychological disorders, many are searching for ways to level out their anxiety and stress. Among some […]

Mental Health Benefits of an Emotional Support Animal



Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small businesses. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get the […]

An Alternative to Group Health Plans for Small Businesses


As the new year approaches, the new healthcare transparency rules will be a welcome sign to patients hit with hidden fees. On January 1, 2021, the price transparency rule, put in effect by the Department of Health and Human Services, will be activated. This rule requires hospitals to list their […]

New Healthcare Transparency Rules


Wouldn't it be convenient to get your family's annual flu vaccinations from the dentist during a routine cleaning?
Wouldn’t it be convenient to get your family’s annual flu vaccinations from the dentist during a routine cleaning? With the United Kingdom already delivering the first doses of a COVID-19 vaccine and the United States well on the way to emergency FDA approval, healthcare professionals like dentists and optometrists are […]

Vaccinations from the Dentist?



As COVID-19 cases rise in the state, additional Texas COVID restrictions trigger on Friday. Governor Greg Abbott issued executive order GA-32 on October 14, stating that these orders would take effect if COVID-19 hospitalizations account for 15 percent of a region’s hospital capacity for seven consecutive days. As of Friday, […]

Texas COVID Restrictions Trigger