With a new year comes new resolutions. A common goal is to be more active, exercise regularly, or lose weight. Unfortunately, people tend to approach these health resolutions with unrealistic goals. For instance, working out at the gym every day for an hour is not necessary. When it comes to […]

A Little Exercise Goes a Long Way towards Prolonging Life ...


People are looking towards 2017 with hopeful fervor as 2016 finally comes to an end. The popular opinion according to social media is that 2016 was, simply put, the worst year ever. For the Middle East, it was another year of instability, which has resulted in one of history’s greatest refugee […]

The Top 16 Medical Advancements of 2016


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Pay the Premium to Effectuate Your Policy In 2014 and 2015, it was generally acceptable to get a plan and not pay the first month’s premium for up to three months. Even though the payment was deferred, people would still have coverage for those first three months. However, carriers ended […]

Pay Your Premium in Order to Effectuate Your Health Insurance ...



It’s the new year. The holidays are over, but open enrollment isn’t. It’s crunch time now. The first deadline has come and gone, but there’s two deadlines left. Don’t procrastinate! Enroll in a qualified health plan now before it’s too late! Final OEP Deadlines Are Around the Corner The next […]

The Second Open Enrollment Deadline


It’s that time of year again. The new year is upon us. It’s time to refocus, reflect, and resolve to better ourselves. For 2017, let’s strive for health and wellness. Above all, let’s quit smoking, spend less time online, get more sleep, be more active, and start eating healthily. Quit […]

New Year’s Resolutions for 2017


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This year has seen several carriers dropping out of the marketplace or choosing not to offer qualified, Obamacare plans. As a result, many people have lost coverage. United Healthcare, for instance, chose not to renew several clients. Additionally, both Aetna and Cigna have not renewed much of their client base. […]

ATTENTION: Carriers Are Not Renewing Clients!



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Empower Brokerage can’t stress enough the importance of getting a health insurance agent to assist you get the coverage you need. Since the health insurance industry changes every year, it’s difficult for an agent to stay on top of all the changes, let alone someone who doesn’t have a career […]

What You Should Look for in a Health Insurance Agent


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This year, many individuals shopping for health insurance are worried about the costs, specifically the high deductibles and premiums. Though not well-known, there is actually a solution to help combat high costs. Many smart agents are proposing two products rather than one to help lower premiums and deductibles. This may […]

Packaging Two Health Insurance Policies Can Lower High Deductibles


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Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of […]

The Solution to Limited Healthcare Options is Short-Term Medical



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This year, the number one concern people have with health insurance is keeping premiums down.  Empower Brokerage hears the same question asked repeatedly, “How do I find a plan that’s actually affordable?”  We recommend consumers purchase the cheapest available Affordable Care Act plan. Then, they can package the cheaper plan […]

Got High Premiums? Consider Adding a Gap Plan to a ...