United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare

The Health Care Service Corporation (HCSC) own five Blue Cross Blue Shields: Blue Cross Blue Shield of Texas Blue Cross Blue Shield of New Mexico Blue Cross Blue Shield of Oklahoma Blue Cross Blue Shield of Illinois Blue Cross Blue Shield of Montana In these five states, Blue Cross Blue […]

Top Health Insurance Carriers: Blue Cross Blue Shield

In-House Financing 1
Don’t you think in-house financing is a much better option to finance patients? However, it is not something most dentists offer. It requires accounting, bookkeeping, etc, which creates more work for the provider. So though it is rarely offered, in-house financing is great for patients, especially when paired with a […]

In-House Financing Plus an Indemnity Dental Plan Equals Great Coverage

Shannon Culp, COO of Empower Brokerage, sat down with Rita Ratcliff, a licensed agent who’s been in the insurance industry for more than 20 years. For Rita, the number one questions her customers ask is: “Why can’t I buy health insurance that’s affordable, accepted by doctors and hospitals, and is […]

Reasons to Consider Short Term Medical Plans

taxes
If you haven’t already, you need to finish your taxes by tomorrow, April 18. For many Americans, federal income taxes are not the only thing due tomorrow; those who failed to have health insurance for the 2016-2017 plan year are also subject to pay the penalty. Though it’s been heavily […]

Tax Deadline Means Health Insurance Questions

Accident plans vary, and typically fall into one of two major categories. The first type of accident plan uses a scheduled benefit system. This means that every medical expenditure, whether it’s a broken arm or a flu shot, has a set price. For instance, the insurer may only pay out $400 […]

What You Need to Know about Accident Plans

Photo for thumbnail talking about short-term medical.
Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans

Short-term medical has undergone several changes this year. It used to be available for extended periods of time with the option of renewal every year. However, a new law, which went into effect April 1, 2017, restricted short-term medical plans to three-month coverage periods. In addition to the three-month period, the […]

Short-Term Medical Changes in 2017

An indemnity dental plan is very similar to the PPO dental plan. With this type of plan, you buy a certain amount of coverage ranging from $750 to $2,500 – very similar to a PPO plan. Also like a PPO plan, an indemnity dental plan has a three-tiered structure, meaning it covers […]

4 Types of Dental Plans: the Indemnity Dental Plan

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A PPO dental plan works just like your health plan, meaning you have in-network and out-of-network benefits. With a PPO dental plan, you must determine the benefit amount during the application process. You can buy a plan with a benefit of $750, $1,000, $1,500, $2,000, or $2,500. This is the maximum annual […]

4 Types of Dental Plans: the PPO Dental Plan