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Penalty Exemption #1: Qualified Health Plans According to the Affordable Care Act (ACA), anybody who has a qualified health plan is exempt from paying the penalty. A qualified health plan can be one of the following: ACA (on/off-marketplace) Plan Group Health Plan Medicare Medicaid CHIPs V.A. Medi-Share Plans for Alaskan natives and […]

3 Ways to Avoid Paying the Penalty

High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools

According to the American Cancer Society, one in two men and one in three women will be diagnosed with some sort of cancer during their lifetime. The odds that somebody you know, whether friends or family or even you, may get cancer. To make matters worse, cancer induces high medical expenses. Sixty-percent […]

The Best Type of Cancer Plan

Being on the receiving end of a prank is frustrating to say the least. However, there are some pranks throughout history that are undeniably brilliant and hilarious. Let’s take a moment to appreciate the most genius pranks on the day of pranks! Happy April Fools’ Day! 1955: Contra-Polar Energy Popular […]

Best April Fools’ Day Pranks of the Last Century

Origins of April Fools’ Day The origin of April Fools’ Day is a bit tricky and thus fitting for the day of mischief and tomfoolery. The origin is not only unknown and debated, but each theory is a joke in and of itself. Below are some of the most popular theories […]

Why Do We Celebrate April Fools’ Day?

What to Eat Before Exercise Nancy Cohen, a professor in the Department of Nutrition at the University of Massachusetts in Amherst, recommends eating carbs (in moderation) before exercising. If you exercise for more than an hour, then Cohen recommends eating one to four grams of carbohydrates for every 2.2 pounds of […]

Eat Right Before, During, and After Exercise

Photo for thumbnail talking about short-term medical.
Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal

National American Diabetes Association Alert Day Today is National American Diabetes Association Alert Day – a national “wake-up call” to the American public about the seriousness of diabetes and the prevalence of type 2 diabetes. The primary initiative of the American Diabetes Association is the diabetes risk test; all are encouraged […]

Fight Diabetes with Whole-Body Vibration

The subject of H.S.A.s has popped up more recently in the news. Specifically, the new administration is talking more about H.S.A.s, which have been around for a long time. There’s nothing new about them. Over a decade ago, they were called M.S.A.s – medical savings accounts. Now, they’re H.S.A.s – health savings […]

Health Savings Accounts and How They Work

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What We Do and Do Not Know about Health Care Reform Newspapers, social media, websites, news stations are inundated with information regarding healthcare reform under the new administration. Right now, all the information is speculation. Nothing is set in stone. The law has not passed so nobody really knows what […]

The Uncertainty of Health Care Reform