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Health insurance is an ever-changing industry. In the video below, Jeff Hess, individual, group, and ancillary health expert, shares the biggest changes that will affect the 2017 plan year. Watch now to better prepare for the upcoming ACA season! Change #1: Fewer Choices Okay, as for the changes for 2017, […]

The Biggest Changes in 2017 for Obamacare


Acronyms are everywhere in health insurance, and unless you know what they stand for, trying to understand insurance quickly turns into translating hieroglyphics. Take, for instance, the commonly used terms “HMO” and “PPO.” What do they mean? We consulted with Jeff Hess, Empower Brokerage’s Individual Health Insurance and ACA Specialist, to […]

Terms Defined: HMOs vs PPOs