ACA in 2017


Scheduled Benefit Accident Plans Accident plans vary, and typically fall into one of two major categories. The first type of accident plan uses a scheduled benefit system. This means that every medical expenditure, whether it’s a broken arm or a flu shot, has a set price. For instance, the insurer may […]

What You Need to Know about Accident Plans


Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans


HMO dental plans typically have a fairly narrow network; you can only use their providers to receive services. Though the networks are small, there are no waiting periods. It’s a scheduled-benefit structured plan. So in other words, you pay nothing or a copay to see the dentist whether it’s a cleaning or a procedure. […]

4 Types of Dental Plans: the HMO Dental Plan



Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans


According to the American Cancer Society, one in two men and one in three women will be diagnosed with some sort of cancer during their lifetime. The odds that somebody you know, whether friends or family or even you, may get cancer. To make matters worse, cancer induces high medical expenses. Sixty-percent […]

The Best Type of Cancer Plan


Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal



The subject of H.S.A.s has popped up more recently in the news. Specifically, the new administration is talking more about H.S.A.s, which have been around for a long time. There’s nothing new about them. Over a decade ago, they were called M.S.A.s – medical savings accounts. Now, they’re H.S.A.s – health savings […]

Health Savings Accounts and How They Work


In a recent report, published March 15, researchers, comprising of 11 medical professions, such as allergists, pediatricians, infectious-disease doctors, etc., reveals the numerous ways in which climate change affects the health of Americans nationwide. Dr. Mona Sarfaty, the director of the new group, called the Medical Society Consortium on Climate and […]

How Climate Change Affects Health


1. Help Your Diet by Ditching Diet Soda For the sake of your health, ditch soda altogether. Yes, that includes diet soda. “In addition, many people think ‘low-fat,’ ‘low-sugar,’ or ‘light’ means fewer calories, but that’s not always true,” says Amy Goodson, RD, dietitian for Texas Health Ben Hogan Sports Medicine. […]

Counter-intuitive Approaches to 9 Health Problems



1. Lose Weight Losing weight is about as effective as a single blood pressure medication. Research shows that shedding 9 pounds can reduce systolic blood pressure by up to 4.5 points. Additionally, a study found that maintaining a 7 pound weight loss for a year could lead to a 11-point […]

10 Natural Ways to Lower Blood Pressure